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The Rate Migration

Mortgage rates have crept their way back above 7% with hotter than expected economic readings, resulting in a slowdown in purchase activity. Rate Sensitivity The 7% mortgage rate is a psychological barrier to the housing market. Airline tr...

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The First Green Shoots

After bouncing along a record-low number of homeowners willing to sell in the high mortgage rate environment for over a year, there were more new sellers in January compared to 2023, the first “green shoot” since rates soared higher in 2022...

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